Risk Analyst

Section 1: Career Overview

A Risk Analyst studies information to identify financial, operational, technology, security, or regulatory risks before they become expensive problems. You gather data, analyze trends, measure the likelihood and impact of different events, and recommend ways to reduce risk. You use spreadsheets, databases, business intelligence dashboards, statistical software, and reporting tools to help managers make informed decisions. You regularly work with finance, technology, legal, compliance, cybersecurity, and business teams to review policies and monitor controls. You also prepare reports, present findings, track key risk indicators, and verify that corrective actions are working. In 2026 and beyond, Risk Analysts increasingly evaluate data governance, AI usage, cybersecurity, privacy, regulatory compliance, and enterprise-wide operational risks while supporting faster business decisions with reliable data.

Section 2: Training Path

The most common pathway is earning a bachelor's degree in finance, accounting, economics, business analytics, mathematics, statistics, computer science, information systems, or a related business field. Students complete coursework in statistics, probability, financial analysis, risk management, business law, data analytics, economics, and database fundamentals while learning Microsoft Excel, SQL, Power BI, Tableau, Python, SAS, and enterprise reporting systems. College projects typically involve analyzing large datasets, creating dashboards, evaluating financial performance, measuring operational risk, and presenting recommendations supported by quantitative evidence. Internships with banks, insurance companies, investment firms, consulting companies, government agencies, or large corporations provide experience performing risk assessments, monitoring controls, preparing reports, and supporting compliance activities. Graduates often begin as Risk Analysts, Financial Analysts, Credit Analysts, Compliance Analysts, Enterprise Risk Analysts, or Internal Audit Analysts before advancing into specialized areas of risk management.

Section 3: Schools Offering the Required Training

School Location Distance from ZIP Code 61615
Bradley University Peoria, Illinois 4.8 miles
Illinois Wesleyan University Bloomington, Illinois 36.0 miles
Illinois State University Normal, Illinois 38.0 miles
Western Illinois University Macomb, Illinois 59.4 miles
Augustana College Rock Island, Illinois 68.9 miles
Saint Ambrose University Davenport, Iowa 70.9 miles
Millikin University Decatur, Illinois 73.3 miles
Illinois College Jacksonville, Illinois 79.9 miles
University of Illinois Urbana-Champaign Champaign, Illinois 86.5 miles
Northern Illinois University DeKalb, Illinois 91.2 miles
University of St Francis Joliet, Illinois 93.0 miles
Aurora University Aurora, Illinois 94.7 miles
Lewis University Romeoville, Illinois 98.8 miles
North Central College Naperville, Illinois 102.6 miles
Benedictine University Lisle, Illinois 106.4 miles

Section 4: Job Postings

Principal Enterprise Data Risk Analyst

Employer: Navy Federal Credit Union

Location: Vienna, VA 22180

Salary Range: $127,200 - $163,100 a year

Senior Risk Management & Insurance Analyst

Employer: Rotary International

Location: Chicago, IL

Salary Range: $99,900 - $111,000 a year

Senior Asset Liability Management Analyst (Hybrid)

Employer: First Technology Federal Credit Union

Location: Marlborough, MA

Salary Range: $104,000 - $120,000 a year

Senior Asset Liability Management Analyst (Hybrid)

Employer: First Technology Federal Credit Union

Location: Hillsboro, OR

Salary Range: $104,000 - $120,000 a year

Sr Credit Analyst

Employer: Metal Exchange

Location: Hybrid work in St. Louis, MO

Salary Range: $70,000 - $89,000 a year

Senior Group Risk Analyst - Internal Loss Event Data Program

Employer: TD Bank

Location: Portland, ME

Salary Range: $72,280 - $117,520 a year

Asset Backed Securities Analyst

Employer: Janus Henderson

Location: Hybrid work in Denver, CO 80206

Salary Range: $90,000 - $110,000 a year

Quantitative Analytics Tech Lead – Credit Risk Analytics

Employer: Freddie Mac

Location: McLean, VA 22102

Salary Range: $144,000 - $216,000 a year

Section 5: What Matters for Getting Hired

Employers in 2026 want applicants who can analyze large datasets using Excel, SQL, Python, SAS, or similar analytical tools and clearly explain what the numbers mean for the business. Strong internship experience includes performing risk assessments, monitoring key risk indicators, preparing dashboards, documenting control testing, participating in audits, and presenting findings to managers. A competitive portfolio should include dashboards built with Power BI or Tableau, SQL queries, Python data-analysis projects, statistical reports, and written risk assessments that demonstrate structured decision-making. Many employers also value experience with governance, regulatory compliance, enterprise risk management frameworks, cybersecurity awareness, data governance, and internal control processes. Candidates become more attractive when they can demonstrate measurable results such as identifying financial exposure, improving reporting accuracy, reducing operational risk, automating analysis, or strengthening compliance through documented analytical work.