Financial Risk Specialist (13-2054.00)
Career Family
Business & Financial Operations → Risk Management
Fit Summary
Investigative–Conventional–Enterprising; analytical, control‑minded thinkers who enjoy models, rules, and decision frameworks; INTJ/ISTJ common. (Customize to the current student.)
Career Overview
Identify, measure, and monitor financial/operational risks: credit, market, liquidity, model, and operational risk; develop metrics (VaR/Stress), set limits, evaluate controls, prepare risk reports for leadership and regulators, and partner with business units on mitigation.
Credential Pathways
Typical Education: Bachelor’s in finance/econ/math; master’s/CFA/FRM advantageous (Job Zone 4–5).
Pathways: Analyst → risk associate → risk officer/manager → director; rotation across credit/market/enterprise risk.
Regulatory Moat: Regulatory frameworks (Basel, stress testing), model governance, and auditability.
Alternative Pathways: Audit or data/quant backgrounds transition with risk tooling exposure.
Environment & Lifestyle
- Work Environment: Office/hybrid; meeting‑heavy with report deadlines.
- Sensory/Social Load: Moderate—stakeholder challenge and presentations common.
- Physicality/Fieldwork: Low.
- Geographic Anchoring: Financial centers and regional banks/insurers.
- Remote Amenability: High for analysis and documentation.
Future-Proofing Snapshot
- AI Augmentation Potential: High — anomaly detection, stress scenario generation, model validation aids.
- AI Displacement Risk: Low–Moderate — routine monitoring automates; oversight and challenge remain human.
- AI New Task Creation: Significant — model risk governance and continuous monitoring.
- AI Skill Shift Intensity: High — coding, data pipelines, visualization.
- Automation Risk Score: Moderate.
- Human-Core Score: Strong — judgment, ethics, communication.
- Overall Vulnerability/Resilience: Resilient due to mandated risk oversight.
- Emerging Trends: Climate and cyber risk, model risk for AI/ML, real‑time dashboards.
Risks / Watchpoints
- Tension between revenue teams and controls
- Regulatory change and documentation load
- Model uncertainty during stress events
Notes on Fit
Great for Investigative/Conventional students who enjoy structured analysis with real‑world impact on safety and performance. (Personalize to student.)
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