| Experience Studies | Power BI, R/Python, ChatGPT | Clean exposure/claims; compute incidence/termination; create credibility-adjusted tables. | Grounds pricing/reserving in data. |
| Pricing & Product Dev | Excel, Prophet/AXIS, ChatGPT | Build rating models; sensitivity tests; produce actuarial memoranda. | Creates fair, sustainable rates. |
| Reserving & Forecasts | Chain-Ladder, GLMs, ChatGPT | Estimate IBNR; simulate adverse scenarios; document assumptions and diagnostics. | Protects solvency and transparency. |
| Capital & Risk | ORSA, Power BI, ChatGPT | Stress capital ratios; aggregate risk; summarize diversification benefits. | Supports board and regulator needs. |
| Reinsurance | Excel, Power BI, ChatGPT | Model quota/surplus/excess layers; show volatility reduction and cost. | Optimizes risk transfer. |
| Data Quality & Governance | OneTrust, SharePoint, ChatGPT | Maintain data dictionaries, lineage, and controls; log model changes. | Ensures auditability. |
| Reporting & Communication | Slides/Canva, ChatGPT | Translate technical results to simple narratives and visuals for non-actuaries. | Improves decisions and trust. |
| AI Use & Validation | Claude, ChatGPT | Use AI for drafts/checks; retain human review; record bias/explainability notes. | Keeps models responsible. |